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Rates
Browse 3 in-depth Rates guides from Home Insurance Clear. Our editorial team researches and writes each one to give you clear, practical answers, current as of July 2026. The newest are shown first.

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California FAIR Plan Rates Jump 29.8% This Fall
If you’re a California homeowner currently insured through the FAIR Plan, you might be wondering whether …

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Reinsurance Rates Just Fell. Will Your Home Insurance Bill Follow?
Picture this: you open your homeowner’s insurance renewal notice and the number is actually lower than …

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Reinsurance Rates Just Fell Sharply. Will Your Premium Follow?
Something unusual happened at the wholesale end of the insurance market this month, and almost nobody outside …