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Damage
Browse 4 in-depth Damage guides from Home Insurance Clear. Our editorial team researches and writes each one to give you clear, practical answers, current as of July 2026. The newest are shown first.
Liability
When Your Neighbor's Damage Becomes Your Problem
Your tree just fell on your neighbor’s fence. Or maybe their dead oak came down on your garage. Either …
Claims
File A Hail Damage Claim Without Getting Denied
Most homeowners have no idea their hail claim has already been partially decided before they even call their …
Claims
Water Damage Claims: What Your Home Insurance Covers
Picture this: you come home from a week-long vacation, open your front door, and hear it. That soft, …
Claims
Tree Damage and Home Insurance: What's Covered
You wake up at 2 a.m. to a sound like a cannon going off. A massive oak from your neighbor’s yard has …