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Shopping Tips
Browse 16 in-depth Shopping Tips guides from Home Insurance Clear. Our editorial team researches and writes each one to give you clear, practical answers, current as of July 2026. The newest are shown first.
Your Insurance Binder: Protection While You Shop
Most homeowners have no idea what a binder actually is until they need one in the next 48 hours and suddenly …
Loyalty Rewards: How Long Homeowners Keep Their Insurer
Most homeowners assume that staying with the same insurer is rewarded. The company knows you, you’ve …
5 Home Insurance Mistakes That Cost Homeowners
Most people spend more time picking a Netflix subscription than they do shopping for home insurance. I know …
Bundle Your Policies And Lower Your Home Insurance
Most people stumble on the multi-policy discount the way they stumble on a lot of things about insurance: by …
What You Must Know About Insurance At Closing
Most first-time buyers don’t realize their mortgage won’t close without proof of homeowners …
Water Leak Sensors: How They Cut Your Insurance Costs
Most homeowners have no idea their insurer might cut their premium just for plugging in a $20 sensor. I …
Military Home Insurance Discounts Explained
If you’re active-duty, a veteran, or a military spouse renewing your homeowner’s policy right now, …
Security Systems That Cut Your Home Insurance Costs
$850 for a professional installation, 24/7 monitoring, the whole deal. My friend got that credit: 2% on a …
7 Ways To Cut Your Homeowners Insurance Bill
The average American homeowner pays over $2,000 a year for home insurance, and a significant chunk of that …
Switch Home Insurance Without Losing Coverage
Most homeowners think switching insurance is way more complicated than it actually is. I’ve talked to …
Top Homeowners Insurance Companies Ranked
A pipe bursts. Your kitchen floods. The damage is real, the stress is real, and then your insurer calls to say …
Bundle Your Policies and Lower Your Premiums
You’re paying two separate premiums every month, one for your home and one for your car. Somewhere in …
Find Affordable Homeowners Insurance Without Sacrificing Coverage
You find a homeowners policy for $67 a month and feel like you just beat the system. Then a pipe bursts inside …
Calculate Your Home Insurance Cost in Minutes
You punch your address into a home insurance calculator, it spits out a coverage number in about 45 seconds, …
First-Time Homebuyers' Guide to Getting Insured
You’re sitting at the closing table, pen in hand, when the title company asks for proof of …
Smart Ways to Compare Home Insurance Quotes
Most homeowners spend more time choosing a new refrigerator than they do shopping for a policy that could …