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Policies
Browse 3 in-depth Policies guides from Home Insurance Clear. Our editorial team researches and writes each one to give you clear, practical answers, current as of July 2026. The newest are shown first.

Policies
Pick Your Home Insurance Deductible Without Overpaying
Most homeowners pick their deductible the way they’d pick a seat on an airplane: grab something in the …

Policies
First-Time Homebuyer's Guide to Essential Coverage
You closed on your house a week ago. You’ve got a mortgage, a moving truck bill, and an insurance policy …

Policies
Home Warranty vs. Home Insurance: Which Do You Need?
You just got hit with a $4,000 HVAC repair bill, and your first call was to your homeowner’s insurance …