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Personal Property
Browse 6 in-depth Personal Property guides from Home Insurance Clear. Our editorial team researches and writes each one to give you clear, practical answers, current as of July 2026. The newest are shown first.

Why Your Valuables Need Scheduled Personal Property Coverage
Most people find out they needed scheduled personal property coverage the same way they find out about every …

Your Bike Might Not Be Covered: What Home Insurance Includes
Most cyclists I’ve talked to assume their bike is covered under their homeowner’s policy, full …

Protecting Your Art Collection: What Home Insurance Covers
I spent 14 years watching claims get denied over fine art. Not because the art was damaged. Because the owner …

Your Jewelry Is Underinsured: What Home Insurance Really Covers
Most people have no idea their jewelry is barely covered by their home insurance policy. Not as a minor gap. …

Your Electronics Deserve Real Coverage at Home
A reader emailed me last month after her basement flooded. Her 75-inch Samsung QLED, two gaming consoles, and …

Protecting Your Collectibles: What Home Insurance Covers
A woman I spoke with a few years ago had a basement full of vintage baseball cards, including a 1952 Topps …